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Member since 02/26/2011
bankruptcy advice is often not recommended by most of lawyers and is always taken as the last option. If you are in situation where you are working on multiple jobs to generate more income for yourself, consistently reducing your necessary expenses and even selling your assets, then may be its time to consider about filing iva\r\nIn most of the cases company administration recommend not to take such a bold step and suggest you other options. These options usually make things worse instead of creating ease for you. These options include using your retirement accounts to pay your bills, taking more debt from payday loan companies, taking debt from friends and family, utilizing credit cards, giving out bad checks to your creditors and getting yourself indulged in other illegal means to pay off your debts.